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For the REFINANCE of your existing home, most lending institutions require the following documentation, even if we are going to place your mortgage with your existing lender. To process your application as quickly as possible, please provide the following:
Income verification which will include:
- last pay stub, with year to date earnings if possible
- last years Revenue Canada Tax Assessment
- Employment Letter
Current mortgage statement; showing mortgage balance or mortgage renewal or payout statement
Form B ( registered one ) - original mortgage documents
Municipal Tax Notice and proof of payment
Survey certificate ( if applicable )
BCAA Property Assessment ( most recent )
Proof of fire insurance
Purpose of additional funds - if this is for a home improvement project, we will require a contractor's estimate.
Remember, our lenders require the above information as quickly as possible. This is to ensure that we obtain the best mortgage rates and terms for you.
Please fax the required information to:
604-940-2004
If unable to fax, please call our office at:
604-603-0203 and we will make other arrangements to collect this information from you.
We appreciate the opportunity to work with you through this exciting time.
Fees Payable to the Mortgage Broker and / or lender may be charged only with prior written consent.
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