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First time home buyers should always start with a pre-approval before they seriously go house hunting. You will have a better picture of what you can afford. A pre-approved mortgage guarantees your interest rate for up to 120 days even if rates go up. If they go down, we'll make sure you get the new lower rate. Our pre-approvals put you under no obligation and are available to you at no cost. |
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For your FIRST HOME purchase, most lending institutions require the following documentation. To process your application as quickly as possible, please provide the following:
Income verification which will include:
- last pay stub, with year to date earnings if possible.
- last years Revenue Canada Notice of Assessment - Form T451E(01).
- Letter from Employer
Down Payment verification which should include:
- savings - 3 months of bank statements.
- RRSPs - statement ( if applicable )
- Gift Letter ( if applicable )
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Remember, our lenders require the above information as quickly as possible. This is to ensure that we obtain the best mortgage rates and terms for you.
Please fax the required information to:
604-940-2004
If unable to fax, please call our office at:
604-603-0203 and we will make other arrangements to collect this information from you.
We appreciate the opportunity to work with you through this exciting time.
Fees Payable to the Mortgage Broker and / or lender may be charged only with prior written consent.
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Copyright© 2008 Robert Dymont
All Rights Reserved. |
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